Cookie Cutter

What comes first for us is providing you an appropriate level of coverage.  But we never lose site of making sure you get the best possible rates.  Through our Partner Process we get to know you, your family and your insurance needs to tailor an insurance plan for you.  Our 24 Hour Emergency Line ensures you are always able to get in touch with one of our local agents 24 hours a day/365 days a year. 

We cover and advise on all kinds of personal insurance, including:

Homeowners, Condo and Tenant Insurance

Whether you own or rent a house, condominium or an apartment, for most people their home is their most important investment. As a leader of quality protection we are proud to have developed one of the most outstanding reputations of offering the highest rated homeowners insurance plans. We believe that an insurance company should do more than pay for financial losses incurred to your home- it should offer policies flexible to your insurance needs. Above all, our Homeowners' plans provide you with the security that comes from knowledge that your home has the appropriate protection.  We have our own replacement cost estimator to ensure that your home is covered for the right amount should there be a complete loss.

For this reason the companies we represent continue to receive the highest ratings from the insurance industry's leading analysts and rating authorities.
A few coverages that our companies may be able to offer you in your Homeowners' plan that are not available with all carriers are:

  • Earthquake Coverage
  • Residential Business Coverage
  • Identity Theft and Advocacy Services
  • Increased coverage of backup of sewer and drains
  • Extended Replacement Cost
  • Loss of Use
  • Deductible Waiver
  • Debris Removal
  • Wild Fire Protection

Auto Insurance

Does your auto insurance give you the coverage you need? What comes first for us is providing you an appropriate level of coverage in addition to making sure you are getting the best possible rate.

If you ever need coverage for a loss you will have the peace of mind knowing that the Berry Insurance Group team stands with you. We will be there to streamline the process and accelerate resolution.

Our carriers offer a wide variety of deductible and unique options such as Full Glass Coverage (no deductible applicable to any glass claim).

We can also provide coverage for your motorcycle and recreational vehicle.

Policy Coverage includes:

  • Bodily Injury to Other
  • Personal Injury Protection
  • Bodily Injury Caused by Uninsured Auto
  • Damage to Someone Else's Property
  • Optional Coverage Includes;
  • Optional Bodily Injury to Others
  • Medical Payments
  • Collision
  • Comprehensive
  • Substitute Transportation
  • Towing and Labor
  • Bodily Injury Caused by an Underinsured Auto

Personal Liability Insurance

Personal Liability policies provide you an additional level of liability, commonly known as ‘Umbrella Insurance’.  Personal Liability Insurance gives you liability coverage above and beyond what your Automobile and Homeowner’s coverage provide in the event that:

  • Injuries are sustained in your home or on your property
  • Accidents involving your vehicle, boat or recreational vehicle
  • Judgments exceeding your current coverage

Lawsuits are so common these days and judgments can be substantial. The more assets you have, the more vulnerable you can be to these suits.  Legal costs to defend yourself and your family may not be completely covered by your basic insurance.

Personal Articles Insurance

Personal Articles Insurance protects your valuable possessions that may not be fully covered under your Homeowner’s insurance.  Insurance on your higher valued items is very affordable and can protect a wide range of your prized possessions such as:

  • Jewelry- engagement rings, watches, earrings, etc.
  • Computers, laptops and tablets
  • Cell Phones
  • Cameras
  • Fine Art
  • Collectibles
  • Fine China

Boat/Watercraft Insurance

Coverage for your boat or personal watercraft protects you, your passengers and your watercraft in the water and on land.  Boat/Watercraft insurance can be used for boats, Jet Skies ®, Sea Doo ® and/or any other watercraft you own.

Some of these optional and standard coverages our companies provide will ensure that you are never left uninsured when it comes to your boat or watercraft:

  • Agreed Value- no matter the age of your boat if it is declared a total loss after an accident or theft you are covered for the total value we agreed upon when you insured it.
  • Fishing Poles, Water Skies, Cushions and Coolers
  • Fuel Spill and Wreckage Removal
  • Coverage up to 75 miles from the US Coastline
  • On-Water Assistance
  • Uninsured/Underinsured Watercraft Bodily Injury

Contact us today for more information about Personal Insurance